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	<title>SubPrime Mortgage Crisis News &#187; Bad Credit Mortgage</title>
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	<description>Predatory Lending Watch, American Homes Underwater, Subprime Loan Articles</description>
	<lastBuildDate>Wed, 02 Mar 2011 05:49:17 +0000</lastBuildDate>
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		<title>Loan Refinance Options After a Bankruptcy</title>
		<link>http://www.subprimemortgagedebacle.com/2011/03/01/loan-refinance-options-after-a-bankruptcy/</link>
		<comments>http://www.subprimemortgagedebacle.com/2011/03/01/loan-refinance-options-after-a-bankruptcy/#comments</comments>
		<pubDate>Wed, 02 Mar 2011 05:31:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Mortgage]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=84</guid>
		<description><![CDATA[Millions of borrowers are suffering with bad credit scores since the subprime mortgage crisis rolled in five years ago. The U.S. Department of the Treasury estimated that 8 to 13 million foreclosures will occur between now and 2012 unless subprime lenders expand bad credit refinancing and mortgage relief for borrowers who are stuck with an adjustable rate [...]]]></description>
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		<title>Will a Foreclosure Moratorium in California Help?</title>
		<link>http://www.subprimemortgagedebacle.com/2010/10/05/will-a-foreclosure-moratorium-in-california-help/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/10/05/will-a-foreclosure-moratorium-in-california-help/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 14:43:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Mortgage]]></category>
		<category><![CDATA[Published Article]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=64</guid>
		<description><![CDATA[Even with the lowest mortgage rates in California in 40-years, many homeowners do not qualify for affordable refinancing. In the Golden state, most California lenders foreclose outside of court. The bank tells a trustee, which may be an arm of the bank, that it&#8217;s time to foreclose, says attorney Pamela Simmons, a partner with Simmons [...]]]></description>
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		<title>Wells Fargo Dealing with Option ARM Loans</title>
		<link>http://www.subprimemortgagedebacle.com/2010/02/03/wells-fargo-dealing-with-option-arm-loans/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/02/03/wells-fargo-dealing-with-option-arm-loans/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 18:55:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Mortgage]]></category>
		<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[option ARM]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=60</guid>
		<description><![CDATA[Wells Fargo saw a $28.2 billion reduction in unpaid principal balances on legacy payment option ARM loans last year, according to an investor conference presentation by the company&#8217;s CFO. A recent Wall Street Journal report indicates that Wells has been reducing payments for some underwater borrowers who originally took out negative amortization loans by offering [...]]]></description>
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		<title>Risked Based Credit Replacing Subprime Loans</title>
		<link>http://www.subprimemortgagedebacle.com/2010/01/08/risked-based-credit-replacing-subprime-loans/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/01/08/risked-based-credit-replacing-subprime-loans/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 23:46:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Mortgage]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Risk Based Mortgage Lending]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=50</guid>
		<description><![CDATA[Like conventional lending, subprime mortgage loans have always been evaluated based on your credit score, combined loan to value and debt to income ratio, the rate was always significantly higher. Most brokers would recommend the refinance mortgages that make the most sense financially based on your present and future needs. Choose refinancing from conventional, government, second mortgage [...]]]></description>
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