<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>SubPrime Mortgage Debacle &#187; Published Article</title>
	<atom:link href="http://www.subprimemortgagedebacle.com/category/published-article/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.subprimemortgagedebacle.com</link>
	<description>Predatory Lending Watch, American Homes Underwater, Foreclosure Crisis</description>
	<lastBuildDate>Wed, 03 Feb 2010 18:55:52 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.6</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Mortgage Relief Plan</title>
		<link>http://www.subprimemortgagedebacle.com/2010/02/03/mortgage-relief-plan/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/02/03/mortgage-relief-plan/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 15:00:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=57</guid>
		<description><![CDATA[The Treasury Department announced new changes in an effort to streamline burdensome paperwork required for its mortgage relief plan.  The changes to the problem-plagued program could help more homeowners successfully complete a loan modification.  Mortgage lenders will now be required to collect two pay stubs at the start of the process, and borrowers will have to give [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2010/02/03/mortgage-relief-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Ways to Improve the Mortgage Market</title>
		<link>http://www.subprimemortgagedebacle.com/2010/01/27/5-ways-to-improve-the-mortgage-market/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/01/27/5-ways-to-improve-the-mortgage-market/#comments</comments>
		<pubDate>Thu, 28 Jan 2010 04:13:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=52</guid>
		<description><![CDATA[As debate in Washington is revving up over the future of the home financing structure, the head of Freddie Mac offered a defense on Tuesday of the government-sponsored enterprise model that served as the foundation of the U.S. mortgage loan market for decades.  In a speech before the Detroit Economic Club on Tuesday, Freddie Chief [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2010/01/27/5-ways-to-improve-the-mortgage-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Risked Based Credit Replacing Subprime Loans</title>
		<link>http://www.subprimemortgagedebacle.com/2010/01/08/risked-based-credit-replacing-subprime-loans/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/01/08/risked-based-credit-replacing-subprime-loans/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 23:46:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Mortgage]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Risk Based Mortgage Lending]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=50</guid>
		<description><![CDATA[Like conventional lending, subprime mortgage loans have always been evaluated based on your credit score, combined loan to value and debt to income ratio, the rate was always significantly higher. Most brokers would recommend the refinance mortgages that make the most sense financially based on your present and future needs. Choose refinancing from conventional, government, second mortgage [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2010/01/08/risked-based-credit-replacing-subprime-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Bad Credit Mortgages Holding the Housing Industry Hostage?</title>
		<link>http://www.subprimemortgagedebacle.com/2009/10/13/are-bad-credit-mortgages-holdiong-housing-industry-hostage/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/10/13/are-bad-credit-mortgages-holdiong-housing-industry-hostage/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 04:16:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=47</guid>
		<description><![CDATA[Housing is going to go down again in the first quarter of 2010,&#8221; said Steve Horne, chief executive of Wingspan Portfolio Advisors, a firm that facilitates loan modifications. &#8220;The real healing won&#8217;t begin until all these nonperforming bad credit home loans start trading in earnest, until we get these borrowers back on their feet.&#8221;  The [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2009/10/13/are-bad-credit-mortgages-holdiong-housing-industry-hostage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoiding Foreclosure Rescue Scams</title>
		<link>http://www.subprimemortgagedebacle.com/2009/07/22/avoiding-foreclosure-rescue-scams/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/07/22/avoiding-foreclosure-rescue-scams/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 05:50:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[Foreclosure Rescue Scams]]></category>
		<category><![CDATA[loan modification companies]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=42</guid>
		<description><![CDATA[Unscrupulous scam artists have been targeting distressed homeowners who have been having trouble paying their home mortgage each month. These so-called foreclosure rescue companies promise to stop foreclosure. But they’re out to make a quick buck, and can turn a homeowner’s stress into a bigger disaster.  Due your due diligence and find a loan modification company that has a [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2009/07/22/avoiding-foreclosure-rescue-scams/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordable Modification Program</title>
		<link>http://www.subprimemortgagedebacle.com/2009/07/22/home-affordable-modification-program/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/07/22/home-affordable-modification-program/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 05:45:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[Home loan]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Preventing Foreclosures]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=40</guid>
		<description><![CDATA[Under the Obama administration&#8217;s Home Affordable Modification Program, the Treasury Department offered lenders up to $75 billion to help them defray the cost of reducing borrowers&#8217; monthly payments to 31% of their incomes. It also enticed loan servicers with $1,000 for each loan modification, plus another $1,000 for each restructured home loan that is still [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2009/07/22/home-affordable-modification-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Modified Loans Defaulting Like Subprime Mortgages</title>
		<link>http://www.subprimemortgagedebacle.com/2008/12/11/modified-loans-defaulting-like-subprime-mortgages/</link>
		<comments>http://www.subprimemortgagedebacle.com/2008/12/11/modified-loans-defaulting-like-subprime-mortgages/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 21:51:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=12</guid>
		<description><![CDATA[Even some professionals in the lending industry are mystified at why so many companies are charging delinquent borrowers more in a modified loan when they clearly could not afford the original, lower amount.  &#8220;I don&#8217;t know why a mortgage lender would enter into that kind of agreement knowing what the outcome would be,&#8221; said Kevin [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2008/12/11/modified-loans-defaulting-like-subprime-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure Crisis with Loan Modifications, Refinancing and More</title>
		<link>http://www.subprimemortgagedebacle.com/2008/12/10/foreclosure-crisis-with-loan-modifications-refinancing-and-more/</link>
		<comments>http://www.subprimemortgagedebacle.com/2008/12/10/foreclosure-crisis-with-loan-modifications-refinancing-and-more/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 04:49:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Bryan Dornan]]></category>
		<category><![CDATA[foreclosure crisis]]></category>
		<category><![CDATA[mortgage modification]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=9</guid>
		<description><![CDATA[The foreclosure crisis continues to ravage our economy with job shrinkage, reduced home equity from plummeting home sales and delinquent mortgage payments. Unfortunately, many people have the ability to make their loan payment on time but they jumped on the mortgage modification train with their neighbors and stopped paying their home loan in hopes of [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2008/12/10/foreclosure-crisis-with-loan-modifications-refinancing-and-more/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loan Modification Programs</title>
		<link>http://www.subprimemortgagedebacle.com/2008/12/10/loan-modification-programs/</link>
		<comments>http://www.subprimemortgagedebacle.com/2008/12/10/loan-modification-programs/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 04:40:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Published Article]]></category>
		<category><![CDATA[loan modification application]]></category>
		<category><![CDATA[Loan Modification Guide]]></category>
		<category><![CDATA[loan modification programs]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=7</guid>
		<description><![CDATA[

As the American housing market continues to sink, the Federal government may implement another rescue plan to offer incentives and guarantees for loan modification programs. The new plan would serve as an inducement to home lenders to modify home loans for delinquent borrowers facing foreclosure. Foreclosure is time consuming and costly for banks, and continue [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2008/12/10/loan-modification-programs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosure Watch 2009 as Option ARM&#8217;s Reset</title>
		<link>http://www.subprimemortgagedebacle.com/2008/12/10/foreclosure-watch-2009-as-option-arms-reset/</link>
		<comments>http://www.subprimemortgagedebacle.com/2008/12/10/foreclosure-watch-2009-as-option-arms-reset/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 07:05:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[negative amortization]]></category>
		<category><![CDATA[option ARM]]></category>
		<category><![CDATA[sub-prime mortgage]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=5</guid>
		<description><![CDATA[Option ARM homeowners are waiting for Foreclosure. An Option ARM is a Negative Amortization Loan. With these so called Neg-Am mortgages, the borrower owes more at the end of each month if you make the minimum payment. 70 to 80% of people who got one of these loans make only the minimum payment each month. [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2008/12/10/foreclosure-watch-2009-as-option-arms-reset/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
	</channel>
</rss>
