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	<title>SubPrime Mortgage Debacle &#187; Subprime mortgage news</title>
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	<description>Predatory Lending Watch, American Homes Underwater, Foreclosure Crisis</description>
	<lastBuildDate>Wed, 03 Feb 2010 18:55:52 +0000</lastBuildDate>
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		<title>Mortgage Relief Plan</title>
		<link>http://www.subprimemortgagedebacle.com/2010/02/03/mortgage-relief-plan/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/02/03/mortgage-relief-plan/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 15:00:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=57</guid>
		<description><![CDATA[The Treasury Department announced new changes in an effort to streamline burdensome paperwork required for its mortgage relief plan.  The changes to the problem-plagued program could help more homeowners successfully complete a loan modification.  Mortgage lenders will now be required to collect two pay stubs at the start of the process, and borrowers will have to give [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Risked Based Credit Replacing Subprime Loans</title>
		<link>http://www.subprimemortgagedebacle.com/2010/01/08/risked-based-credit-replacing-subprime-loans/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/01/08/risked-based-credit-replacing-subprime-loans/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 23:46:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Mortgage]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Risk Based Mortgage Lending]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=50</guid>
		<description><![CDATA[Like conventional lending, subprime mortgage loans have always been evaluated based on your credit score, combined loan to value and debt to income ratio, the rate was always significantly higher. Most brokers would recommend the refinance mortgages that make the most sense financially based on your present and future needs. Choose refinancing from conventional, government, second mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Are Bad Credit Mortgages Holding the Housing Industry Hostage?</title>
		<link>http://www.subprimemortgagedebacle.com/2009/10/13/are-bad-credit-mortgages-holdiong-housing-industry-hostage/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/10/13/are-bad-credit-mortgages-holdiong-housing-industry-hostage/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 04:16:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=47</guid>
		<description><![CDATA[Housing is going to go down again in the first quarter of 2010,&#8221; said Steve Horne, chief executive of Wingspan Portfolio Advisors, a firm that facilitates loan modifications. &#8220;The real healing won&#8217;t begin until all these nonperforming bad credit home loans start trading in earnest, until we get these borrowers back on their feet.&#8221;  The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Thrift Loan Originations Down</title>
		<link>http://www.subprimemortgagedebacle.com/2009/08/28/thrift-loan-originations-down/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/08/28/thrift-loan-originations-down/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 15:14:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=44</guid>
		<description><![CDATA[Mortgage New Daily reported that residential home loan originations tumbled at U.S. thrifts, while mortgage loan delinquency spiked and troubled assets grew. Still, the lending sector earned its first profit in seven quarters.
The Office of Thrift Supervision reported that thrifts originated $62.4 billion in residential home mortgages during the 2nd quarter.  Mortgage loan production fell from [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Avoiding Foreclosure Rescue Scams</title>
		<link>http://www.subprimemortgagedebacle.com/2009/07/22/avoiding-foreclosure-rescue-scams/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/07/22/avoiding-foreclosure-rescue-scams/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 05:50:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[Foreclosure Rescue Scams]]></category>
		<category><![CDATA[loan modification companies]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=42</guid>
		<description><![CDATA[Unscrupulous scam artists have been targeting distressed homeowners who have been having trouble paying their home mortgage each month. These so-called foreclosure rescue companies promise to stop foreclosure. But they’re out to make a quick buck, and can turn a homeowner’s stress into a bigger disaster.  Due your due diligence and find a loan modification company that has a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Home Affordable Modification Program</title>
		<link>http://www.subprimemortgagedebacle.com/2009/07/22/home-affordable-modification-program/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/07/22/home-affordable-modification-program/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 05:45:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[Home loan]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Preventing Foreclosures]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=40</guid>
		<description><![CDATA[Under the Obama administration&#8217;s Home Affordable Modification Program, the Treasury Department offered lenders up to $75 billion to help them defray the cost of reducing borrowers&#8217; monthly payments to 31% of their incomes. It also enticed loan servicers with $1,000 for each loan modification, plus another $1,000 for each restructured home loan that is still [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Subprime Mortgage Mess Explained</title>
		<link>http://www.subprimemortgagedebacle.com/2009/02/03/subprime-mortgage-mess-explained/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/02/03/subprime-mortgage-mess-explained/#comments</comments>
		<pubDate>Tue, 03 Feb 2009 08:36:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Subprime Mortgage Video]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[Subprime Lending]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=36</guid>
		<description><![CDATA[
Watch This Subprime Lending Video 
]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2009/02/03/subprime-mortgage-mess-explained/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Did Mortgage Giant IndyMac Bank Fail?</title>
		<link>http://www.subprimemortgagedebacle.com/2009/01/27/how-did-mortgage-giant-indymac-bank-fail/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/01/27/how-did-mortgage-giant-indymac-bank-fail/#comments</comments>
		<pubDate>Tue, 27 Jan 2009 16:45:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[Alt-A-loans]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[limited income documentation]]></category>
		<category><![CDATA[Subprime Mortgages]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=32</guid>
		<description><![CDATA[

Indy Mac specializes in Alt-A loans and subprime mortgages to homeowners with bad credit or limited income documentation.
]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2009/01/27/how-did-mortgage-giant-indymac-bank-fail/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FORECLOSURES &amp; THE ECONOMY  Treasury Chief Paulson</title>
		<link>http://www.subprimemortgagedebacle.com/2009/01/16/foreclosures-the-economy-treasury-chief-paulson/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/01/16/foreclosures-the-economy-treasury-chief-paulson/#comments</comments>
		<pubDate>Fri, 16 Jan 2009 20:02:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[home loan defaults]]></category>
		<category><![CDATA[mortgage foreclosures]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=30</guid>
		<description><![CDATA[Full committee hearing on &#8220;legislative and regulatory options for minimizing home loan defaults and mitigating mortgage foreclosures.&#8221; Witnesses included Henry Paulson, Secretary of the Treasury; Alphonso Jackson, Secretary of Housing and Urban Development and Ben Bernanke, Chairman, Board of Governors of the Federal Reserve System.”

]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2009/01/16/foreclosures-the-economy-treasury-chief-paulson/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Risky Mortgage Loans Subprime Debate</title>
		<link>http://www.subprimemortgagedebacle.com/2009/01/16/risky-mortgage-loans-subprime-debate/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/01/16/risky-mortgage-loans-subprime-debate/#comments</comments>
		<pubDate>Fri, 16 Jan 2009 19:59:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[subprime loans]]></category>
		<category><![CDATA[subprime mortgage meltdown]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=28</guid>
		<description><![CDATA[The risky subprime loans have come back to bite us.  

Financial expert Ray Martin and Hannah Storm discuss the subprime mortgage meltdown and what you can do to avoid risky home mortgage pitfalls.
]]></description>
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