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	<title>SubPrime Mortgage Crisis News &#187; Subprime mortgage news</title>
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	<description>Predatory Lending Watch, American Homes Underwater, Subprime Loan Articles</description>
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		<title>FHA and the Subprime Lending Alternative</title>
		<link>http://www.subprimemortgagedebacle.com/2011/03/01/fha-and-the-subprime-lending-alternative/</link>
		<comments>http://www.subprimemortgagedebacle.com/2011/03/01/fha-and-the-subprime-lending-alternative/#comments</comments>
		<pubDate>Wed, 02 Mar 2011 05:42:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[FHA Mortgage News]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=87</guid>
		<description><![CDATA[Many loan professionals consider a FHA home mortgage as a subtype of a subprime mortgage. The fact is that finding a no down-payment home loan for borrowers with less than perfect credit is not as easy as it once was. However, while both FHA mortgages and subprime loans are designed to help those that could [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Loan Refinance Options After a Bankruptcy</title>
		<link>http://www.subprimemortgagedebacle.com/2011/03/01/loan-refinance-options-after-a-bankruptcy/</link>
		<comments>http://www.subprimemortgagedebacle.com/2011/03/01/loan-refinance-options-after-a-bankruptcy/#comments</comments>
		<pubDate>Wed, 02 Mar 2011 05:31:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Mortgage]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=84</guid>
		<description><![CDATA[Millions of borrowers are suffering with bad credit scores since the subprime mortgage crisis rolled in five years ago. The U.S. Department of the Treasury estimated that 8 to 13 million foreclosures will occur between now and 2012 unless subprime lenders expand bad credit refinancing and mortgage relief for borrowers who are stuck with an adjustable rate [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New Plans to Improve Fannie Mae and Freddie Mac</title>
		<link>http://www.subprimemortgagedebacle.com/2011/01/27/new-plans-to-improve-fannie-mae-and-freddie-mac/</link>
		<comments>http://www.subprimemortgagedebacle.com/2011/01/27/new-plans-to-improve-fannie-mae-and-freddie-mac/#comments</comments>
		<pubDate>Fri, 28 Jan 2011 00:34:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=81</guid>
		<description><![CDATA[As the dust has settled on the housing and mortgage crisis, several groups are considering new reform plans for Fannie Mae, Freddie Mac and the Federal Reserve. The fact is that is wasn’t just subprime home loans that defaulted.  Many conforming, jumbo and FHA loan activity saw huge increases in foreclosures and delinquencies.  Sure the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bank of America Announces More Mortgage Defaults</title>
		<link>http://www.subprimemortgagedebacle.com/2011/01/21/bank-of-america-announces-more-mortgage-defaults/</link>
		<comments>http://www.subprimemortgagedebacle.com/2011/01/21/bank-of-america-announces-more-mortgage-defaults/#comments</comments>
		<pubDate>Fri, 21 Jan 2011 19:25:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=79</guid>
		<description><![CDATA[Symbolizing the hang-over of the subprime mortgage debacle, Bank of America reported a 4th quarter loss of $1.2 billion, or 16 cents a share, as write-downs and charges tied to the bad credit mortgages and delinquent loans.  
Brian T. Moynihan, who took over as chief executive of Bank of America one year ago, has spent much [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Mortgage Relief Plan</title>
		<link>http://www.subprimemortgagedebacle.com/2010/02/03/mortgage-relief-plan/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/02/03/mortgage-relief-plan/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 15:00:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=57</guid>
		<description><![CDATA[The Treasury Department announced new changes in an effort to streamline burdensome paperwork required for its mortgage relief plan.  The changes to the problem-plagued program could help more homeowners successfully complete a loan modification.  Mortgage lenders will now be required to collect two pay stubs at the start of the process, and borrowers will have to give [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Risked Based Credit Replacing Subprime Loans</title>
		<link>http://www.subprimemortgagedebacle.com/2010/01/08/risked-based-credit-replacing-subprime-loans/</link>
		<comments>http://www.subprimemortgagedebacle.com/2010/01/08/risked-based-credit-replacing-subprime-loans/#comments</comments>
		<pubDate>Fri, 08 Jan 2010 23:46:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bad Credit Mortgage]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Risk Based Mortgage Lending]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=50</guid>
		<description><![CDATA[Like conventional lending, subprime mortgage loans have always been evaluated based on your credit score, combined loan to value and debt to income ratio, the rate was always significantly higher. Most brokers would recommend the refinance mortgages that make the most sense financially based on your present and future needs. Choose refinancing from conventional, government, second mortgage [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are Bad Credit Mortgages Holding the Housing Industry Hostage?</title>
		<link>http://www.subprimemortgagedebacle.com/2009/10/13/are-bad-credit-mortgages-holdiong-housing-industry-hostage/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/10/13/are-bad-credit-mortgages-holdiong-housing-industry-hostage/#comments</comments>
		<pubDate>Wed, 14 Oct 2009 04:16:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=47</guid>
		<description><![CDATA[Housing is going to go down again in the first quarter of 2010,&#8221; said Steve Horne, chief executive of Wingspan Portfolio Advisors, a firm that facilitates loan modifications. &#8220;The real healing won&#8217;t begin until all these nonperforming bad credit home loans start trading in earnest, until we get these borrowers back on their feet.&#8221;  The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Thrift Loan Originations Down</title>
		<link>http://www.subprimemortgagedebacle.com/2009/08/28/thrift-loan-originations-down/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/08/28/thrift-loan-originations-down/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 15:14:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=44</guid>
		<description><![CDATA[Mortgage New Daily reported that residential home loan originations tumbled at U.S. thrifts, while mortgage loan delinquency spiked and troubled assets grew. Still, the lending sector earned its first profit in seven quarters.
The Office of Thrift Supervision reported that thrifts originated $62.4 billion in residential home mortgages during the 2nd quarter.  Mortgage loan production fell from [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Avoiding Foreclosure Rescue Scams</title>
		<link>http://www.subprimemortgagedebacle.com/2009/07/22/avoiding-foreclosure-rescue-scams/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/07/22/avoiding-foreclosure-rescue-scams/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 05:50:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Home Financing Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[Foreclosure Rescue Scams]]></category>
		<category><![CDATA[loan modification companies]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=42</guid>
		<description><![CDATA[Unscrupulous scam artists have been targeting distressed homeowners who have been having trouble paying their home mortgage each month. These so-called foreclosure rescue companies promise to stop foreclosure. But they’re out to make a quick buck, and can turn a homeowner’s stress into a bigger disaster.  Due your due diligence and find a loan modification company that has a [...]]]></description>
		<wfw:commentRss>http://www.subprimemortgagedebacle.com/2009/07/22/avoiding-foreclosure-rescue-scams/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Home Affordable Modification Program</title>
		<link>http://www.subprimemortgagedebacle.com/2009/07/22/home-affordable-modification-program/</link>
		<comments>http://www.subprimemortgagedebacle.com/2009/07/22/home-affordable-modification-program/#comments</comments>
		<pubDate>Thu, 23 Jul 2009 05:45:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Foreclosure Articles]]></category>
		<category><![CDATA[Mortgage News]]></category>
		<category><![CDATA[Published Article]]></category>
		<category><![CDATA[Subprime mortgage news]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[Home loan]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Preventing Foreclosures]]></category>

		<guid isPermaLink="false">http://www.subprimemortgagedebacle.com/?p=40</guid>
		<description><![CDATA[Under the Obama administration&#8217;s Home Affordable Modification Program, the Treasury Department offered lenders up to $75 billion to help them defray the cost of reducing borrowers&#8217; monthly payments to 31% of their incomes. It also enticed loan servicers with $1,000 for each loan modification, plus another $1,000 for each restructured home loan that is still [...]]]></description>
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